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Bonus Saver Account Changes in April 2020

Posted on March 3, 2020March 3, 2020 by EntityX

For months, I have been a strong advocate for Standard Chartered bonus saver account. The reason is due to the high interest payout of 3.88% if you are eligible based on the number of services you utilize with the bank. The Bonus Saver account is mainly a high yield salary crediting account, where customers of… Continue reading

Do You Support High Min or Similar Wage for Everyone?

Posted on February 29, 2020March 1, 2020 by EntityX

Saw this article about the first CEO to raise everyone’s wages to have a min wage of 70k. His inspiration was when he met his landlord, who has two jobs and works 50 hours a week but still unable to make ends meet in the city of Seattle.  This is very interesting to me as… Continue reading

Hey Kiddos Lets Buy Mcdonalds Today

Posted on February 22, 2020February 22, 2020 by EntityX

Kids love Mcdonalds, I’m not sure why but Mcdonalds is always their first choice when you ask, what would you like to eat.  This is especially true for breakfast, maybe its the Happy Meal that comes with a toy or book which is irresistible to them.  One weekend, when my kids was asking me to… Continue reading

How Much Money You Will Have for Retirement if You Save X Dollars Monthly Before Retirement

Posted on February 19, 2020March 7, 2020 by EntityX

Everyone will have to retire someday, be it 100% not working or being semi retired, we all will reach that stage one day. However not many have thought about what is needed or how they would like their retirement days to be. Something that I find strange or maybe its way too far away for… Continue reading

Deals to Ease the Pain Caused by Covid 19 in Singapore

Posted on February 19, 2020February 19, 2020 by EntityX

The start of 2020 has been a trying year for the world. We have been hit by Covid 19 virus which made its way to Singapore shores since the lunar new year. Many people have reacted irrationally especially when we change the DORSCON level to Orange, rushing to stock up on food and other essentials.… Continue reading

Turning 40 and No Savings? What Can One Do in Singapore?

Posted on February 17, 2020February 22, 2020 by EntityX

As someone who cares about retiring comfortably, it worries me when friends aren’t prepared as they should be. Many haven’t started to think about it, they either hope it’s enough or really don’t bother.  What do I mean by starting?  I just had a conversation with a close friend. He is single, 40 this year… Continue reading

Surviving Super Market Traps, How to Not Over Spend

Posted on February 15, 2020February 15, 2020 by EntityX

I ’m not sure about you, but I for one love shopping at the supermarket. In the past, each time I go in with the family, I’m always coming out with lots of unnecessary stuff or overspending until I managed to derive this simple 5 step system.  How not to over spend at the supermarket. … Continue reading

Ask yourself this retirement question so as to not get blind sided when it comes

Posted on February 13, 2020February 13, 2020 by EntityX

How much do you need when you retire in monthly or yearly income status?  Has anyone asked you this or have you ever thought about it? My small survey of close friends seemed to come up empty. Seems like many of them, 6 to be precise haven’t thought about it and I’m the first person to… Continue reading

Design Your Life on How You Want to Live Instead of Just Earning a Living

Posted on February 10, 2020February 10, 2020 by EntityX

One of my ex colleague shared with me today about she wanting to quit her job and start something on her own instead of working for a corporate job. Her main point is that she isn’t happy or excited going to work daily and would love a different sort of challenge. After several follow up… Continue reading

Don’t Worry, Singapore Has Enough Toilet Paper, Instant Noodles and Rice Stockpile, Its Not End of the World Yet.

Posted on February 8, 2020February 9, 2020 by EntityX

Shortly after MOH changing the DORSCON to Orange on Feb 7, 2020. Social media started seeing many Singaporeans heading to the supermarkets to queue and stock (hoard) essential supplies like instant noodles, toilet paper, rice, etc. This mad rush for essentials spiked the demand of such goods and eventually strained the local supermarket chains ability… Continue reading

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