For months, I have been a strong advocate for Standard Chartered bonus saver account. The reason is due to the high interest payout of 3.88% if you are eligible based on the number of services you utilize with the bank. The Bonus Saver account is mainly a high yield salary crediting account, where customers of… Continue reading
Author: EntityX
Do You Support High Min or Similar Wage for Everyone?
Saw this article about the first CEO to raise everyone’s wages to have a min wage of 70k. His inspiration was when he met his landlord, who has two jobs and works 50 hours a week but still unable to make ends meet in the city of Seattle. This is very interesting to me as… Continue reading
Hey Kiddos Lets Buy Mcdonalds Today
Kids love Mcdonalds, I’m not sure why but Mcdonalds is always their first choice when you ask, what would you like to eat. This is especially true for breakfast, maybe its the Happy Meal that comes with a toy or book which is irresistible to them. One weekend, when my kids was asking me to… Continue reading
How Much Money You Will Have for Retirement if You Save X Dollars Monthly Before Retirement
Everyone will have to retire someday, be it 100% not working or being semi retired, we all will reach that stage one day. However not many have thought about what is needed or how they would like their retirement days to be. Something that I find strange or maybe its way too far away for… Continue reading
Deals to Ease the Pain Caused by Covid 19 in Singapore
The start of 2020 has been a trying year for the world. We have been hit by Covid 19 virus which made its way to Singapore shores since the lunar new year. Many people have reacted irrationally especially when we change the DORSCON level to Orange, rushing to stock up on food and other essentials.… Continue reading
Turning 40 and No Savings? What Can One Do in Singapore?
As someone who cares about retiring comfortably, it worries me when friends aren’t prepared as they should be. Many haven’t started to think about it, they either hope it’s enough or really don’t bother. What do I mean by starting? I just had a conversation with a close friend. He is single, 40 this year… Continue reading
Surviving Super Market Traps, How to Not Over Spend
I ’m not sure about you, but I for one love shopping at the supermarket. In the past, each time I go in with the family, I’m always coming out with lots of unnecessary stuff or overspending until I managed to derive this simple 5 step system. How not to over spend at the supermarket. … Continue reading
Ask yourself this retirement question so as to not get blind sided when it comes
How much do you need when you retire in monthly or yearly income status? Has anyone asked you this or have you ever thought about it? My small survey of close friends seemed to come up empty. Seems like many of them, 6 to be precise haven’t thought about it and I’m the first person to… Continue reading
Design Your Life on How You Want to Live Instead of Just Earning a Living
One of my ex colleague shared with me today about she wanting to quit her job and start something on her own instead of working for a corporate job. Her main point is that she isn’t happy or excited going to work daily and would love a different sort of challenge. After several follow up… Continue reading
Don’t Worry, Singapore Has Enough Toilet Paper, Instant Noodles and Rice Stockpile, Its Not End of the World Yet.
Shortly after MOH changing the DORSCON to Orange on Feb 7, 2020. Social media started seeing many Singaporeans heading to the supermarkets to queue and stock (hoard) essential supplies like instant noodles, toilet paper, rice, etc. This mad rush for essentials spiked the demand of such goods and eventually strained the local supermarket chains ability… Continue reading